Your Member Benefits
Enjoy all the perks that come with being a Del-One FCU member
Lifetime Membership
Ward and Taylor Services Discounts
Discounted services for Del-One FCU members only include wills, durable power of attorneys, and advance health care directives.
TruStage® Insurance Discounts
TruStage® Insurance: Simple, Straightforward, Budget-Friendly offering life insurance,auto insurance, or property insurance.
Identity Theft Protection
Identity theft affects millions of Americans every year and is consistently the number one complaint to the Federal Trade Commission (FTC). And with more than 30 different types of identity fraud reported every year, being prepared has become a necessity.
Fraud-Defender services are available for direct purchase via a link from our website. Three packages are available offering a variety of benefits, including:
Fully Managed Recovery by a professional, licensed Recovery Advocate
Credit Report and Monitoring your credit report(s) will be monitored continuously. Any change in the report(s) will generate an alert
Public Records Monitoring your personally identifying information (PII) is monitored within public records databases to detect misuse of your data
Credential Vault a highly secure online portal in which you can enter credentials such as credit and debit card numbers, serial numbers, bank account numbers, etc.
Internet Black Marketing Monitoring
Credentials of your choosing are monitored within black market sites on the internet where identity data is traded
Expense Reimbursement Insurance
a $1,000,000 policy to reimburse you for expenses incurred in fighting identity fraud
Visit https://del-one.merchantsinfo.com for more information and to purchase one of the available packages today! Both Individual and Family options are available.
Safe Deposit Box
Safe deposit boxes are individually secured containers held within a secure vault at a Del-One branch. By securing your important documents and items in a safe deposit box, you can ensure they are kept safe and secure. A private room is available for use when viewing the contents of your Del-One safe deposit box.
Safe deposit boxes are rented for an annual term. Members are assessed the rental fee at the time of rental and then on their rental anniversary each year thereafter. Annual charges vary depending on the size of the safe deposit box:
| Box Size | Annual Rent | Locations |
| 3×5 | $30.00 | All |
| 5×5 | $45.00 | Milford & Smyrna only |
| 3×10 | $50.00 | All |
| 5×10 | $65.00 | All |
| 10×10 | $120.00 | West Dover only |
Available branch locations: Smyrna, West Dover*, Milford
*West Dover safe deposit boxes may be accessed through self-service technology. All other boxes must be accessed with the assistance of a credit union employee.
Members may wish to rent a safe deposit box to store items such as:
• Family Documents (birth certificates, marriage licenses, passports, etc)
• Property Deeds and Titles
• Mortgage Documents
• Insurance Policies and an Inventory of Personal Possessions
• Personal and Business Contracts
• Financial Documents (stocks, bonds, certificates of deposit)
• Miscellaneous Valuables (jewelry, antiques, collectibles, family heirlooms, etc)
Safe deposit boxes are not federally insured by NCUA.
Wire Transfers
Wire Transfers are a method of electronically sending money from one bank to another.
Same-Day Transfers Domestic wires are processed within the sme business day if received by 4:00pm.
Wire Fees For up-to-date information on our wire fees, see our fee schedule.
Setting up a wire transfer?
Find the necessary information below:
Financial Institution: Del-One Federal Credit Union
Address: 270 Beiser Blvd. Dover, DE
Phone: (302) 739-4496
ABA (Routing Number): 231176554
For Financial Credit to:
- Member Name
- Member Address
- Deposit Account Number
For more information regarding wire transfers, stop by a branch or contact a member services representative. They will be happy to assist you.
Business Member Benefits
Whether your business is just getting started or already off the ground, we’ve got the tools it needs to succeed. Because when you bank with Del-One, you’re getting a business partner you can trust. Choose Business Checking to enjoy competitive dividends that let you start and stay ahead—plus time-saving services to streamline your workday.
| Del-One FCU provides you with: | Your employees benefit from: |
|---|---|
| Regular on-site membership benefit visits | New member packets |
| Representation at your events | Low interest loans |
| Paycheck inserts promoting membership, events, products, or offers | No monthly service fees |
| Free advertising opportunities with Del-One FCU, including: sponsorships, social media blasts, website promotions, SEG of the Month, Small Business Saturdays | Free financial resources |
| Flyers and brochures to display in your office(s) | Payroll deduction, online banking, and mobile app with check deposit |
| Statewide branch locations and extended drive-up hours |
Open Enrollments
Representatives from Del-One FCU will visit your location to answer questions, take applications, and provide literature and giveaways to employees. An open enrollment session can take place in a break area or conference room where employees can visit as they have time.
We will cater the visit to serve your needs.
Helping members reach their goals since 1960
Del-One Federal Credit Union
Helping Members Reach Their Goals
Since 1960
Del-One Federal Credit Union
