Share Certificates
A safety net for your safety net
Enjoy a risk-free investment
Become a serious investor with a secure Share Certificate from Del-One FCU. The term is up to you and longer terms earn higher rates—so you’ll know exactly how much you’re getting and when. No guesswork. No gambling. Just a set-it-and-forget-it way to grow your savings without a second thought.
Concerned about being locked into a low rate? With a special Bump-Rate Certificate, you’ll have the option to, at any point during your term, perform a one-time increase to bump up your rate to the rate currently being offered.
✔ Fixed rates, above average savings
✔ Longer terms lead to higher rates
✔ No setup or maintenance fees
✔ A wide range of terms available
✔ Jumbo Share and IRA Certificates are available
✔ Provides guaranteed rate of return
✔ Deposits are federally insured by NCUA with additional insurance provided by ESI.
Conditions
- $500 minimum deposit to open
- Early withdrawals subject to penalties:
- Terms of 6 months or less – 31 days’ dividends
- Terms of 12 months – 91 days’ dividends
- Terms longer than 12 months – 181 days’ dividends
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