Share Certificates
A safety net for your safety net
Enjoy a risk-free investment
Concerned about being locked into a low rate? With a special Bump-Rate Certificate, you’ll have the option to, at any point during your term, perform a one-time increase to bump up your rate to the rate currently being offered.
✔ Longer terms lead to higher rates
✔ No setup or maintenance fees
✔ A wide range of terms available
✔ Jumbo Share and IRA Certificates are available
✔ Provides guaranteed rate of return
✔ Deposits are federally insured by NCUA with additional insurance provided by ESI.
Conditions
- $500 minimum deposit to open
- Early withdrawals subject to penalties:
- Terms of 6 months or less – 31 days’ dividends
- Terms of 12 months – 91 days’ dividends
- Terms longer than 12 months – 181 days’ dividends
Share Certificate FAQs
To find a list of current rates, please visit the Share Rates page. All rates are subject to change.
All rates are subject to change. To find the current savings interest rates, click here.
All Del-One fees are subject to change and are updated regularly to provide members with the best value possible. Find a list of current fees and service charges on the Fee Schedule.
Competitive dividends on balances of $100 or more will boost your balance, so you can reach your savings goals faster.
Yes, we offer Christmas Club and Vacation Club accounts.
Yes! We offer special savings accounts specifically for Youth / Students such as Student Checking, Youth Program and Coverdell ESA.
Del-One offers fantastic and secure savings accounts that you can open with as little as $5.
Yes, we offer Roth and Traditional IRA Retirement Accounts. Learn More
Yes, we do! Get on the fast track to your dream with our Coverdell Education Savings Account!
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