HOME EQUITY LOANS

Use the equity in your home for a fixed loan or a variable line of credit.

Start imagining the possibilities by using the equity in your home to get the cash you need. We offer fixed loans and variable lines of credit—both at competitive rates.

Apply Now

Schedule an Appointment

Do You Want

A source of flexible funds with a fixed rate Home Equity Loan
What you need, as you need it, with a Home Equity Line of Credit

A source of flexible funds with a fixed rate Home Equity Loan

Fixed Rate Home Equity Loan

Competitive, fixed rates for several short-term or one-time needs
The existing equity in your home is used as collateral backing
Pay no points and no closing costs**
Accommodating repayment terms that work uniquely for you

The interest paid might be tax deductible***
Local decision-making and processing right here in Delaware
Attentive, friendly service from start to finish

Apply for a Loan

What you need, as you need it, with a Home Equity Line of Credit

Home Equity Line of Credit

Competitive, variable rates for several ongoing or seasonal needs: education expenses – major life events – major home improvements – debt consolidation – emergency reserve
Accommodating repayment terms that work uniquely for you
Funds available anytime without reapplying; apply once, then use repeatedly thereafter
Revolving credit – as principal is repaid, more becomes available for use

Funds easily available through checks or via in-person or phone transfers to a specified Del-One FCU checking account
The interest paid might be tax deductible**
Rates are subject to change
Set up automatic payments to be deducted from your account monthly

Apply for a Loan

*Conditions/restrictions apply. NMLS ID# 543572
**Consult a tax advisor.

Current loan rates

Account	APR^A
Home Equity Loans Rates as low as…	6.25%
Home Equity Line of Credit (HELOC)* Rates as low as…	7.50%^B

A) A.P.R.= Annual Percentage Rate
B) Rates based on the Prime Rate of 9/1/2024
Rates subject to change. Rates accurate as of above listed date. Other terms and rates available. Members may contact any CU staff member for further info. on applicable fees and terms.

Effective 11/1/2024

Apply for a Loan

Plan For The Unexpected

Does your family have a safety net if the unexpected hits? Click here to learn more about our optional debt protection, to protect your new/existing loan(s), or to file a claim.