Business Checking Accounts

Give Your Business a Boost

With The Tools You Need

Whether your business is just getting started or already off the ground, we’ve got the tools it needs to succeed. Because when you bank with Del-One, you’re getting a business partner you can trust. Choose from numerous business account options to enjoy competitive dividends that let you start and stay ahead — plus time-saving services to streamline your workday.

*APY = Annual Percentage Yield

Business Checking Account Types

Small Business Checking
  • Free Transactions: Enjoy up to 100 free transactions per month, with additional transactions at a minimal cost.
  • Perfect for New Businesses: Tailored to support the growth and needs of startups and small businesses.
  • Low Monthly Maintenance Fee
Business Checking
  • Free Transactions: Enjoy up to 200 free transaction items each month, with low fees for additional transactions.
  • Eligible to earn dividends and Treasury Management Discounts
  • Low Monthly Maintenance Fee
Business Advantage Checking
  • Generous Free Transactions: Benefit from up to 400 free transaction items each month, with affordable fees for additional transactions.
  • Eligible to earn dividends and Treasury Management Discounts
  • Flexible Monthly Maintenance Fee
Non-Profit Business Checking
  • Free Transactions: Enjoy up to 200 free transaction items monthly, with low fees for additional transactions.
  • Eligible to earn dividends and Treasury Management Discounts
  • Affordable Monthly Maintenance Fee

Business Checking account fees and rates vary.

Visit a Del-One Branch And Discover More Products For Your Business

We offer a variety of lending solutions designed to help meet the day-to-day demands of running your business, as well as helping you achieve your long-term goals to help your business grow.

Our Business Lending Representatives are here to help you match the right lending solution to meet your unique business needs.

Boost your business with a Business VISA® Credit Card.
Having a Business Credit Card can help you to establish/build credit in your business’ name, increase flexibility in your budget, and smooth operations by creating authorized signers for the credit limit.

Wire service available through Online Banking.  Send domestic wires from the comfort of your office.  Wires are secured by using dual controls for approvals.  Discounted wire fee for Business Advantage Relationships.

 

Talk to us today! Our Treasury Management Officer will work with you to help meet your needs with specialized services.

Contact info:

Email: [email protected]

Cell: (302) 272-0914

Enjoy the convenience of delivering funds electronically through Automated Clearing House (ACH).  This alternative from paper checks can bring your business increased efficiency and decrease cost.  Easier account reconciliation and few check processing charges.  Fast and easy payments. Improve record-keeping with ACH transaction history.  Discounted pricing for select business relationships.

 

Talk to us today! Our Treasury Management Officer will work with you to help meet your needs with specialized services.

Contact info:

Email: [email protected]

Cell: (302) 272-0914

Protect your business from check fraud with Positive Pay that allows you to monitor checks presented for payment against your business account.

How it works: Provide Del-One Federal Credit Union with an electronic file of check information including check number, dollar amount and payee name (s).

Del-One FCU will compare checks that are presented for payment against your check issue file.  We will notify you of any suspicious items that do not match what is listed in your issue file.  This enables the business to review and return fraudulent checks. Discounted pricing for select business relationships.

 

Talk to us today! Our Treasury Management Officer will work with you to help meet your needs with specialized services.

Contact info:

Email: [email protected]

Cell: (302) 272-0914

Business Savings


Build your wealth with no minimum balance and no monthly maintenance fees. $5 minimum deposit required to establish credit union membership in a primary savings.

Share Certificates


Watch your savings grow in a Certificate. Businesses can take advantage of the same great certificate rates as any other member of the credit union. $500 minimum to get started.

Business Money Market


Want to earn more on your savings while still keeping the funds accessible? Our money market accounts offer higher rates than a regular savings or business checking but still allows access to use the funds when you need them. Keep at least $10,000 in this account to avoid a low balance fee.

 

Business Account fees and rates vary.

Employer Benefits

Del-One FCU can provide the credit union benefits to your employees absolutely free with our Select Employer Group (SEG) partnership. Del-One Federal Credit Union offers this service at no cost. It is a win-win situation, don’t miss out!
Del-One FCU provides you with:
  • Regular on-site membership benefit visits
  • Representation at your events
  • New member packets for your employees

  • Paycheck inserts promoting membership, events, products, or offers
  • Free advertising opportunities with Del-One FCU
  • Flyers and brochures to display in your office(s)